Page 6 - Augusta HCD - Housing for Sale

How We Help You Become a Homeowner

Ready to take the leap into homeownership? We've got your back! Whether it’s help with

your down payment, closing costs, interest rate buy-down, or reducing your principal, we

offer a range of programs designed to make your dream home more affordable.

Homeownership Assistance Program (HAP)

First-time homebuyer? You could qualify for up to $10,000 toward your down payment and

closing costs!

Each year, HAP helps over 50 families unlock the door to their future—building wealth

through homeownership.

Employee Incentive Program – Officer Next Door

Work for the City of Augusta or RSCO? You might be eligible for up to $15,000 to put toward

your new or existing home in Richmond County. Your service deserves a home to match!

Homebuyer Subsidy Program

Purchasing a home built by one of our current HOME development partners? You could

receive up to $25,000 in financial assistance to lower your loan amount or interest rate.

Laney Walker/Bethlehem Revitalization Project

Looking to buy in the historic Laney Walker/Bethlehem community? You could receive up

to $25,000 in incentives, including:

Gap Financing – covering the difference between your mortgage and the sales price

Down Payment Assistance – helping with that crucial upfront cost

Closing Cost Assistance – up to $10,000 to help seal the deal

*Each program comes with specific eligibility requirements and is subject to available

funding. Applications are reviewed on a rolling basis, so don’t wait to find out what you

qualify for!*